Digital financial assets as a collateral tool financial security

Abstract

In the context of the unfavorable sanctions situation in the Russian financial market, there is an active introduction of digital innovative tools and services for the Russian Federation, such as digital assets, central bank digital currencies and decentralized financial applications. Among these tools, digital financial assets stand out, which, along with decentralized anonymous cryptocurrency and central bank digital currency, significantly expand investment opportunities and at the same time reduce the importance of the banking sector. However, the functions, intended purpose, competitive advantages and disadvantages raise many questions, the search for answers to which has become the goal and predetermined the structure of this work.